Best Career Oriented Courses after 12th Commerce

career in accounting and finance

Best Career Oriented Courses after 12th Commerce


Individuals that study business in 12th grade have a number of professional choices to explore by becoming experts in. Banking, commerce, and even poetry are among these. However, there is also another profession which has been growing again for past few years, and also the horizon seems bright for this area as well, and it is finance. Therefore, career oriented courses after 12th commerce, which banking options are provided? There have been numerous topics to explore, so we have included a few in this article.

After 12th Commerce, the Preferred Banking Programs

Why are banking careers the most desirable, famous, and sought-after professions amongst students? Being in the banking sector has numerous advantages, including employee satisfaction, a positive workplace environment, a rewarding employment with a high pay, a pleasant workplace culture, as well as other advantages.

To make life easier for students, we’ve put together an article which lists the preferred banking programmes available after 12th Commerce. So read carefully and identify the best curriculum that will assist you in pursuing a career as a banker.

The common misunderstanding about banking programs is that they are only for individuals from the commerce stream. This is not true; individuals from across all disciplines have attracted to banking programs and employment. However, in the banking sector, business graduates consistently outperform alternative streams pupils.

After finishing 12th grade with business as a required subject, students have a variety of possibilities, and various universities provide banking programs in a wide range of categories and specialties. After 12th Commerce, there has been numerous banking programs offered that do not require mathematics. Following is a list of most common banking programs that individuals can follow after completing their undergraduate studies.


A bachelor’s degree in commerce is a three year undergraduate programme. Advertising, Management of Human resources, and Finance are among the specializations available in the B.Com programme. A least of 45 percent in 10+2 from either a recognized Board/University is required for obtaining a program. This program is taught by several institutions across India. This is the most fundamental course for those interested in pursuing a career in banking.

Economics (B.Com)

Bachelors of Economics are a three-year undergraduate programme that follows a semester system of six semesters. The B.Com Economics program concentrates on the monetary challenges that a global economy encounters, and the historical prospects in which the industry was formed, as well as international trade problems that help our national industry.

The students assess and provide answers to economic difficulties in the government and industry, offering solutions to financial difficulties, utilizing mathematical skills, Statistics methodologies, and O.R. practices. The minimum need is a 45 percent grade in 10+2 from a recognized university.

Finance and Accounting Bachelor’s Degree

The Bachelor of commerce and trade in Finance and Accounting is a Commerce undergraduate program. Bachelor of Commerce in Finance and Accounting programmes typically last 3 years and include six semesters. The applicant will benefit from the subject material in terms of information processing and quantitative methodologies.

B.Com Finance and Accounting programs could have a wide range of applications in terms of further education and professional opportunities. Government accountant, who would operate at the national or regional level, manage and design plans, monitor expenditures, and assess programmes, are among the occupations available to people with this education.

Chartered Accountancy

Chartered Accountancy is among the most difficult advanced degrees to obtain. The course will take 3.5 years to finish. It is among the most prestigious and difficult degrees in India. Despite the fact that finishing a few months in a C.A. is regarded important, most people strive and lose. After 12th Commerce, this program has shown to be the greatest professional curriculum. This subject can be taken after completing 12th Commerce with such a minimal grade point average of 50%.  

Chartered accountants are specialists in the rules and regulations that affect companies in a range of places. As global corporations become more powerful, highly skilled accountants will be required to keep track of their spending and profits. CAs is qualified to assist firms in accordance with generally accepted accounting and in conformity with legal requirements, which might vary substantially across nations.

To be a chartered accountant, an applicant must complete a series of training programs and examinations administered by the Association of Chartered Certified accountants of India at various levels.

Certified Management Accountant (CMA)

Certified Management Accountant is another viable job choice for CA leavers. Cost accountants and auditors are the foundations of CMA. Getting your CMA will open doors to foreign prospects and boosts your reputation. Finance Manager and Staff Accountant are two job profiles offered by CMA. Financial management, financial controller, financial planner, and chief operating officer are just a few of the jobs available.

CMA, like CA, comprises 3 dimensions with a total of 20 papers. The CMA programme takes about four years to complete.

Best Career Oriented Courses after 12th Commerce

After completing banking programs, what are the options for career?

Students competing fiercely for financial positions; individuals from other fields are also attracted to bank careers. Students who have completed their 12th grade can qualify for banking positions. However, these positions are only available at the administrative levels and salary is low. So, register in a bachelor’s degree, which will provide you with highest-paying employment. The banking industry has a very wide range with a lot of work prospects. Banking professions are the safest and well-respected of all.

After 12th Commerce, pupils have a lot of options, therefore making the ideal decision in a banking education after 12th Commerce will result to the top bank positions. 

Now that you’re informed of all of the banking programs offered, review attentively and make an informed decision.

Prospects for Banking Course Jobs

After finishing any one of the banking programs, students pursuing a master are in whatsoever field that fascinates them or continue with the same banking channel in the master’s. The occupations and salaries, on the other hand, vary depending on the titles, technical degrees obtained, and expertise. A few of the job descriptions are mentioned.


An accountant’s function is not limited to institutions; each business requires an accountant to manage its financial spending and collect tax. Because institutions are in the financial sector, an accountant is quite important. The institutions’ financing and other economic paperwork will be a lot more difficult to manage if they didn’t have accountants.

Financial Analyst

Financial analysts are in charge of examining current business patterns as well as investing ideas. Its primary responsibility is to examine the corporation’s expenses and take action to apply better procedures in terms of bringing about a healthy shift in the economy of banking as well as other businesses. The starting analyst’s compensation ranges from INR 2.5 LPA to INR 3.5 LPA, and it does grow with expertise.

Market Analyst

Market analysts answer to bankers, and then in the instance of I.T. industries, they report to the finance or marketing department heads. The main responsibility of this position is to examine the marketing tactics used by the businesses or institutions’ marketing people and look for weaknesses. They attempted rectification methods if there were any issues. Such analysts additionally examine market strategies and try to implement in a cost-effective manner.

Insurance Officer

Banks are well-known for its numerous insurance plans, which are designed to assist customers in a range of methods. Such insurance agents are in a place to control the lender’s different policy, so it is their obligation to keep an eye out again for customers who may have covered a network in their respective banks. Such officials also should educate the public about programs offered by their institutions.

Loan Officer

People requiring a large sum of money for individual matters frequently approach banks for a loan. Such loans require eligibility requirements, and institutions have established distinct qualification frameworks for various loan programs. The loan officer is responsible for doing a background investigation on the candidates as well as handling all other aspects of the loan application process. Lending administrators are employed by every bank.

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